L. Efimova
Kutafin Moscow State Law University (MSAL)
Russian Federation

Liudmila Efimova  – Full Professor, Head, Banking Law Department; Professor, Department for Financial Transactions and New Technologies in Law, Private Law Research Centre under the President of the Russian Federation named after S.S. Alekseev

9 SadovayaKudrinskaya St., Moscow, 125993

О. Sizemova
Lobachevsky State University of Nizhny Novgorod
Russian Federation

Olga Sizemova – Associate Professor, Head, Civil Law and Process Department; Professor, Financial University under the Government of the Russian Federation

23 Gagarin Ave., Nizhny Novgorod, 603950

D. Chub
Gazprombank
Russian Federation

Dmitry Chub  – Director, Payment Services Legal Support Division, Legal Department

16/1 Nametkina St., Moscow, 117420